Homes Program

Mecklenburg County recognizes that homeownership is the most important investment many residents make in their lifetime. The Helping Out Mecklenburg homeowners with Economic Support (HOMES) Program is returning for another season beginning July 1 – Dec. 15. This year, the County partnered with the City of Charlotte to provide additional grant funding to qualifying residential homeowners to help address the rising costs of retaining their homes.

Grant funds will be paid to the Mecklenburg County Tax Collector, who will reduce the total amount of taxes due for qualifying recipients' primary residence. The amount granted will be equal to 25% of the Mecklenburg County tax amount on the last available tax bill, rounded to the nearest dollar, not to exceed $426. If you live within the Charlotte City limits, you may qualify for an additional grant. The amount granted will be equal to 25% of the City of Charlotte tax amount on the last available tax bill, rounded to the nearest dollar, not to exceed $234. Qualifying residents may receive up to $660 if awarded the maximum amount for both grants.

Tax Status

  • Taxes within the most recent consecutive three bills must be either paid in full or have no more than one bill of the three delinquents.
  • Grant funds will first be applied to the current year and any remaining grant amount will be applied to the delinquent prior year bill, if any.
  • In the instance when funds have been prepaid on the current year bill, the original amount of the current year bill is used to calculate the grant amount.
  • Properties with no more than one delinquent bill within the past three (3) years.  

Income Requirement

  • Household income must not exceed 80% of the area's median income based on number of people in the family. These income requirements are set annually by the Department of Housing and Urban Development (HUD).
  • Applicants will be required to indicate the number of persons that live in the household and provide proof of income.
FY2023 Income Limits (Charlotte HUD Metro Area)
# of Persons in Family12345678
Household income must not exceed:$55,850$63,800$71,800$79,750$86,150$92,550$98,900$105,300

Learn more about HUD’s FY2023 Income Limits here.

Application Procedures

  • Incomplete applications will not be approved; however, resubmissions may be considered if received before the deadline.

  • Applications and accompanying documents are subject to program audit.

  • Funds will be granted in the order in which the applications were received until funds are exhausted.

  • Any unpaid balance that becomes delinquent will be subject to enforced collection.

  • This program has no effect on the Tax Collector's responsibility to collect taxes owed.

  • Program recipients must apply for consideration annually.

Eligibility Requirements

  • The property must be located within Mecklenburg County, North Carolina.

  • The property must be the owner's legal primary residence at the time of application and consistently for the past three consecutive years as verified by recorded legal documents.

  • The resident grant recipient's name(s) must be on the recorded deed or title.

  • When the qualifying person's name is not on the deed but on a recorded life estate, the person may participate in the program.

Program Considerations

  • Applicants must not be participants in any of the following programs:

    • North Carolina Homestead Exclusion.

    • North Carolina Property Tax Homestead Circuit Breaker.

    • North Carolina Disabled Veterans Exclusion.

    • North Carolina Present Use Value (PUV) Program.

  • Must not have any encumbrance attached to or binding upon the property including prior year property taxes, pending legal action, easement disputes, or other such encumbrances.

  • Program recipients must apply for consideration annually.

Application Deadline

The HOMES Program application period is July 1, 2023, through Dec. 15, 2023. Applications will be processed on a first-come, first-served basis until funds are exhausted. 


Paper applications must be mailed to:


Department of Community Resources

3205 Freedom Drive, Suite 1000

Charlotte, N.C. 28208

Paper applications can be obtained from:


Department of Community Resources at:

3205 Freedom Drive, Suite 1000

Charlotte, NC 28208


County Assessor's Office located at: 

3205 Freedom Drive, Suite 3500

Charlotte NC 28208


Ella B. Scarborough Community Resource Center

430 Stitt Road, Charlotte, NC 28213

Frequently Asked Questions

Contact Us for Help

We are here to help you navigate the application process.


Phone: 980-314-4663 (HOME) | Email: [email protected]


It is the policy of Mecklenburg County not to discriminate on the basis of disability against any qualified individual. If you need this policy or information in an alternate format, please contact us.


Office Hours: Mon-Fri 8 a.m. – 5 p.m.