Homes Program
Mecklenburg County recognizes that homeownership is the most important investment many residents make in their lifetime. The Helping Out Mecklenburg homeowners with Economic Support (HOMES) Program is returning for another season beginning July 1 – November 17. This year, the County partnered with the City of Charlotte to provide additional grant funding to qualifying residential homeowners to help address the rising costs of retaining their homes.
Grant funds will be paid to the Mecklenburg County Tax Collector, who will reduce the total amount of taxes due for qualifying recipients' primary residence. The amount granted will be equal to 25% of the Mecklenburg County tax amount on the last available tax bill, rounded to the nearest dollar, not to exceed $426. If you live within the Charlotte City limits, you may qualify for an additional grant. The amount granted will be equal to 25% of the City of Charlotte tax amount on the last available tax bill, rounded to the nearest dollar, not to exceed $234. Qualifying residents may receive up to $660 if awarded the maximum amount for both grants.
| FY2023 Income Limits (Charlotte HUD Metro Area) | ||||||||
|---|---|---|---|---|---|---|---|---|
| # of Persons in Family | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| Household income must not exceed: | $55,850 | $63,800 | $71,800 | $79,750 | $86,150 | $92,550 | $98,900 | $105,300 |
Learn more about HUD’s FY2023 Income Limits here.
Application Procedures
Incomplete applications will not be approved; however, resubmissions may be considered if received before the deadline.
Applications and accompanying documents are subject to program audit.
Funds will be granted in the order in which the applications were received until funds are exhausted.
Any unpaid balance that becomes delinquent will be subject to enforced collection.
This program has no effect on the Tax Collector's responsibility to collect taxes owed.
Program recipients must apply for consideration annually.
Eligibility Requirements
The property must be located within Mecklenburg County, North Carolina.
The property must be the owner's legal primary residence at the time of application and consistently for the past three consecutive years as verified by recorded legal documents.
The resident grant recipient's name(s) must be on the recorded deed or title.
When the qualifying person's name is not on the deed but on a recorded life estate, the person may participate in the program.
Program Considerations
Applicants must not be participants in any of the following programs:
North Carolina Homestead Exclusion.
North Carolina Property Tax Homestead Circuit Breaker.
North Carolina Disabled Veterans Exclusion.
North Carolina Present Use Value (PUV) Program.
Must not have any encumbrance attached to or binding upon the property including prior year property taxes, pending legal action, easement disputes, or other such encumbrances.
Program recipients must apply for consideration annually.
Apply for a HOMES Grant
English
Online and printable application options available.
Español
Opciones de solicitud en línea e imprimibles disponibles.
Frequently Asked Questions
The Mecklenburg County Helping Out Mecklenburg’s homeowners with Economic Support (HOMES) Program offers financial assistance to qualifying Mecklenburg homeowners to reduce the burden of retaining their primary residence.
- This HOMES grant program is designed to assist qualified residential homeowners with low income within Mecklenburg County to retain their homes by reducing the financial burden.
- Applications will be processed on a first come first serve basis until funds are exhausted.
Ownership & Occupancy Requirements
- Applicant must live in Mecklenburg County.
- Applicant must be the owner of the residential property.
- Applicant must be currently occupying said property and have lived at this property for at least the last three (3) consecutive years.
Tax Status
- Must not have more than 1 delinquent tax bill in the last three (3) years (2020-2022).
- Applicants with taxes owed for more than three (3) years do not qualify.
- Applicant’s total household income must not exceed 80% of the Area Median Income as set by the U.S. Department of Housing and Urban Development (HUD). Refer to FY2023 Income Limits Chart.
- All income MUST be included for all household members over 18 years of age.
No, there is no age limit for this program.
- Application timeframe is July 1, 2023, thru November 17, 2023.
- Applications and verifications must have a postmarked by November 17, 2023.
- Applications must be emailed by midnight on November 17, 2023.
- Complete an application online at www.dcr.mecknc.gov/4homes.
- Request a paper application by calling 980-314-HOME (4663).
- Visit VCW-CRC lobby at 3205 Freedom Drive, Suite 1000, Charlotte NC 28208.
- Visit the Mecklenburg County Assessor's Office at 3205 Freedom Drive, Suite 3500, Charlotte NC 28208.
Mail or drop off:
Department of Community Resource
3205 Freedom Drive, Suite 1000
Charlotte, NC 28208
Email to [email protected]
No, we will use 2022 income as we require IRS documentation.
The Tax Collector will create a Pre-Pay bill for 2024 taxes.
You cannot apply for this year’s HOMES Program if you are receiving in the following programs:
- Homestead (Elderly/ Disabled/ Veterans/Circuit Breaker)
- Farm Program (PUV)
- Or any other kind of property tax deferment